ACA Reporting Requirements

ACA Reporting Requirements:
New Rules, New Responsibilities for 2022 Filing

One simple mistake on 1095s can trigger big-time financial penalties, which have recently been doubled

Handling Form 1095 isn’t so difficult anymore, right? Wrong! This winter, two new developments will add to the complexity and risk of complying with your Affordable Care Act mandate to provide health care information reporting to employees.

First, the IRS is still firming up changes to the e-filing rules. If all your W-2s, 1099s and 1095s add up to at least 100, you’re now a mandatory e-filer, and that means you’ll have to jump through a bunch of new hoops. And penalties have more than doubled for filing incorrect returns (or returns filed in the wrong medium). Second, while the Form 1095-C hasn’t changed much, the IRS has eliminated the good-faith penalty relief for failing to furnish forms to employees on time.

Is your organization ready? Who has to file these forms this year? Which forms do you file—1095-C or 1095-B? What are the new deadlines? Must all employees be given the forms? What counts as an “offer of insurance”? What is an authoritative transmittal?

Get answers to all these timely questions—plus your specific ACA reporting worries—from a true payroll expert, attorney Alice Gilman, editor of Payroll Legal AlertThis is your best chance to get everything right and avoid those pricy penalties!

Agenda for ACA Reporting Requirements:

  • Who has to file the forms, and which forms to file with the IRS
  • All the new deadlines for paper and electronic filing
  • Which employees should receive 1095s and 1094s
  • Whether you can be penalized if an employee turns down your offer of health insurance
  • How to tell whether the health coverage you offer is "affordable" and provides "minimum value"
  • How cafeteria plan benefits and wellness benefits factor into the affordable/minimum value determinations
  • Why it's crucial to get employees' waivers of coverage in writing
  • How to track the data you'll need to complete the forms
  • Which reporting regimen will work best for you (the IRS gives you three options)
  • What you need to know about the affordability "safe harbors" that can help you avoid the employer mandate penalty

In this 75-minute training, you will learn how to:

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Your Presenter:

Alice Gilman

Alice Gilman, Esq., is an expert in payroll and tax compliance who has covered payroll issues for more than 26 years. She's written and edited several leading payroll publications, including Payroll Legal Alert, the Research Institute of America's Payroll Guide, the American Payroll Association's Basic Guide to Payroll and the Payroll Manager's Letter.

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